three cars with crumpled fenders and one man on his cellphone

What is Hired Automobile Coverage?

Hired Auto and Non-Owned Automobile Coverage Hired Auto and Non-Owned Auto coverages are usually added as an endorsement to a commercial auto policy or sometimes as to an endorsements to …

stucco home with multiple pane windows surrounded by lush shrubs and trees.

How much insurance do I need on my home?

Replacement cost vs appraised value. During construction of a single-family house, the home builder will carry insurance for builders’ risk and general liability.  Historically, most homeowners don’t insure their properties …