We make D Magazine’s BEST list 5 years in a Row!
We are honored to announce that Randy Rekerdres and Rekerdres Insurance have made the Best of D list – again! Randy Rekerdres and Rekerdres Insurance has been named one of …
Coverage Questions & Library
Rekerdres Insurance makes D Magazine’s Best of D 2019
We are honored to announce that Randy Rekerdres and Rekerdres Insurance have made the Best of D list! Randy Rekerdres and Rekerdres Insurance has been named one of D Magazine’s …
What is Hired Automobile Coverage?
Hired Auto and Non-Owned Automobile Coverage Hired Auto and Non-Owned Auto coverages are usually added as an endorsement to a commercial auto policy or sometimes as to an endorsements to …
Independent Contractors
(Copied with permission from IIAT website.) Prior to passage of the 1991 Workers’ Compensation Act, the status of independent contractors was subject to considerable debate and confusion. The previous statute …
Family Member Autos: A Hidden Exposure
Overlooked and potentially catastrophic. One of the most overlooked—and potentially catastrophic—coverage gaps in a personal auto policy involves autos owned and separately insured by resident family members. This exposure most …
Insurance Buyer Beware: 7 Classic Mistakes
Insurance is supposed to provide financial protection and security, but people make a variety of mistakes that can undermine their coverage, leaving them exposed to financial loss or ruin. Mistake …
Do I need Professional Liability Insurance?
Most people realize the importance of having a Business Owners policy whether they operate from their home or otherwise, but few think that they might also have a professional exposure. …
How much insurance do I need on my home?
Replacement cost vs appraised value. During construction of a single-family house, the home builder will carry insurance for builders’ risk and general liability. Historically, most homeowners don’t insure their properties …
Directors and Officers (D&O) Liability coverage
Why do you need D&O coverage? You need Directors & Officers Insurance because claims from contributors, employees, and clients will be made against the company, AND against the directors of …
Running A Home-Based Business – Do You Need A Small Business Policy?
Don’t count on Homeowners insurance for your Business Like most new home-based business owners, you might believe that your Homeowners or Renters insurance coverage offers you. Sorry, because in most …