Do any of these describe you as a business owner?

  • Don’t understand your commercial insurance?
  • Want a better rate?
  • Ever had a bad claim experience?

People call us for business insurance because they feel the pain of one of the issues above.  We want to take the pain away!  Let’s address each of these questions one by one.

Don’t understand your commercial insurance?  We can explain it to you.

man reading document with pen ready to make commentsWe analyze your coverage.  We love reading policies – we really do! – because that’s where you find the truth about your business insurance coverage.  Once we understand what kind of commercial insurance you have, we help you discover what kind of commercial insurance you NEED.  Does what you have actually match what you need?

We make recommendations and find options.  Boilerplate insurance policies simplify things for the insurer, but not so much for the insured.  Even within industries, every business is a little different.  You might need to make adjustments.  Good news!  This does not always mean your rate will go up.  In many cases, we’ve helped clients find better coverage at a better rate!

Want a better rate?  We can help.

We have access a wide variety of insurance companies, so we can shop around for you to find a great rate for great insurance.

This is not so for agents who are tied to one insurance company.  They can only quote from their own ecosystem.  Rekerdres Insurance, on the other hand, is an independent insurance agency.  We can shop a lot of different companies to find the commercial insurance policy that fits what you want.

Bad claim experience?  Here’s why, and here’s how we help our clients avoid that.

Almost all bad claim experiences come down to two things – bad communication, and inadequate coverage.  We work hard to make sure our clients avoid both those pitfalls.

We communicate.  We take the extra time to talk to you about what you want and what you need.  We ask questions.  We respond quickly when you contact us.  We want to make sure you feel comfortable asking questions, and we want to make sure our answers make sense to you.

We explain your coverage.  We really DO read policies!  We are passionate about helping our clients understand what their business insurance policy does and does not cover.  We ask questions about what your priorities are, and we work hard to find policies that address your priorities.

Don’t be stuck with business insurance that sets you up for a bad claim experience.  Talk to us!

Below are some of the commercial insurance products we offer.  Don’t see what you want on the list?  Call us.  Chances are we can find it for you.

Basic Business Insurance Needs  – start with:

  • Property insurance
  • Liability insurance
  • Business vehicle (commercial auto) insurance
  • Workers Compensation insurance

Additional business insurance needs can include:

  • Umbrella policies (extends the limits of other policies)
  • Flood insurance, and other specific property risk provisions not included in default property coverage
  • Specialized liability provisions
  • Business Owners Policies (think of these as combo policies that cover a lot of different things)
  • Business interruption insurance
  • Key person insurance
  • Records Retention insurance
  • Cyber-crime, data breach and terrorism insurance
  • Employment practices liability

Industry-specific and required insurance needs:

  • Surety & Fidelity Bonds
  • Transit coverage
  • Trade Credit & Accounts Receivable insurance
  • Errors & Omissions insurance
  • Innkeepers insurance
  • Liquor liability insurance

These lists are not exhaustive by any means!  Questions about insurance for your business?  Call us at 214-265-1221 or send us an email We would love to answer all your questions, and find you a great rate!