What is Hired Automobile Coverage?
Hired Auto and Non-Owned Automobile Coverage Hired Auto and Non-Owned Auto coverages are usually added as an endorsement to a commercial auto policy or sometimes as to an endorsements to …
Business, Personal, and Auto Insurance
Hired Auto and Non-Owned Automobile Coverage Hired Auto and Non-Owned Auto coverages are usually added as an endorsement to a commercial auto policy or sometimes as to an endorsements to …
(Copied with permission from IIAT website.) Prior to passage of the 1991 Workers’ Compensation Act, the status of independent contractors was subject to considerable debate and confusion. The previous statute …
Most people realize the importance of having a Business Owners policy whether they operate from their home or otherwise, but few think that they might also have a professional exposure. …
Replacement cost vs appraised value. During construction of a single-family house, the home builder will carry insurance for builders’ risk and general liability. Historically, most homeowners don’t insure their properties …
Several reoccurring questions we hear are: Why do I have to carry so much insurance on my property? I can’t sell it for that much, why do I need to …
Charitable Organization Immunity – Liability and your Non-Profit Immunity In an effort to promote more volunteerism, The Texas legislature passed the Charitable Immunity and Liability Act in 1987 which primarily …
Scenario: I am the majority owner of my business. My accountant has suggested it is a good idea tax-wise for the business to own all of my vehicles – including …
What is enough and how do I know when I have reached that amount? The age-old question we all want answered. First you must determine if you want full Replacement …
Watch this short video to learn about an important aspect of auto insurance: loan/lease gap coverage.
Have peace of mind – watch this short video to learn about Umbrella Insurance.