Do I need Professional Liability Insurance?
Most people realize the importance of having a Business Owners policy whether they operate from their home or otherwise, but few think that they might also have a professional exposure. …
Directors and Officers (D&O) Liability coverage
Why do you need D&O coverage? You need Directors & Officers Insurance because claims from contributors, employees, and clients will be made against the company, AND against the directors of …
Running A Home-Based Business – Do You Need A Small Business Policy?
Don’t count on Homeowners insurance for your Business Like most new home-based business owners, you might believe that your Homeowners or Renters insurance coverage offers you. Sorry, because in most …
Coinsurance – What Is it?
Several reoccurring questions we hear are: Why do I have to carry so much insurance on my property? I can’t sell it for that much, why do I need to …
How much insurance do I need?
As insurance agents, you might expect us to say something like, “As much as you can afford!” Funny answer, but it’s not a good one. The best answer is to …