stucco home with multiple pane windows surrounded by lush shrubs and trees.

How much insurance do I need on my home?

Replacement cost vs appraised value. During construction of a single-family house, the home builder will carry insurance for builders’ risk and general liability.  Historically, most homeowners don’t insure their properties …

Stack of big binders with one labeled Q&A for Questions and Answers

How much insurance do I need?

As insurance agents, you might expect us to say something like, “As much as you can afford!”  Funny answer, but it’s not a good one. The best answer is to …